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Welcome to Toch Consultancy Services

Our Story

At TOCH Consultancy Services, our story is deeply rooted in Zambia, crafted by Zambians, for Zambians. Founded with a vision to revolutionize the lending landscape, our journey began with a simple yet profound goal: to empower every Zambian with access to the best financial solutions tailored to their unique needs. Guided by this vision, we've been dedicated to providing unparalleled loan consultancy services, leveraging cutting-edge technology to ensure financial inclusion for all. As proud Zambians, we're committed to serving our fellow citizens, helping them navigate the complexities of borrowing with confidence and ease. Join us on this transformative journey as we redefine financial empowerment, one loan at a time..

Our Community

At TOCH Consultancy Services, we believe in the power of community. Our commitment extends beyond providing exceptional loan consultancy services; it's about fostering a sense of belonging and support among our clients. As part of our community, you'll find a network of like-minded individuals who share a common goal: financial empowerment. Whether you're a borrower seeking guidance or a lender looking to connect with potential clients, you'll find a welcoming and supportive environment here at TOCH. Together, we're not just building a brighter financial future; we're forging lasting connections and empowering each other to thrive..

Our Features

At TOCH Consultancy Services, we offer a range of features designed to simplify the loan application process and empower our clients to make informed financial decisions. With our intuitive TOCH App, users can access the following key features:

Loan Calculators: Our app provides powerful loan calculators to help users estimate loan amounts, repayment terms, and interest rates, enabling them to plan their finances more effectively.
Loan Application Management: We streamline the loan application process by guiding users through each step, from gathering necessary documents to submitting applications and following up with lenders. Our goal is to save users time and increase their chances of loan approval.
Refinancing Options: We offer insights into refinancing options, allowing users to explore opportunities to lower interest rates, extend loan terms, or adjust monthly payments to better suit their financial needs.
Affordability Assessments: Our app conducts affordability assessments to help users determine how much they can afford to borrow based on their income, expenses, and financial goals.
Privacy and Security: We prioritize the privacy and security of our users' data, ensuring that sensitive information is protected at all times. Users can trust that their personal and financial details are safe with TOCH.

With these features and more, TOCH Consultancy Services and the TOCH App are your trusted partners in navigating the complexities of the lending process and achieving your financial goals.